(And How to Reduce Them) Stairs, clutter, and isolation quietly increase risk long before a fall ever happens. Most homeowners think about safety only after something goes wrong—a fall, a close call, or a hospital visit. But when it comes to aging in place, risk rarely appears all at once. It builds slowly, quietly, and often out of sight. What often gets overlooked are the subtle, gradual changes in the home and in daily routines. These aren’t dramatic emergencies. They’re s